The Zambia National Commercial Bank Plc (ZANACO) is a national direct access, private sector entity based in Zambia. It aims to be Zambia’s leading, preferred and innovative financial institution, focusing on provision of fair deals and financial services to governments, food and agriculture businesses, personal banking and small- and medium-size enterprises banking through appropriate technology, distribution channels and empowered employees. ZANACO undertakes various activities related to climate change in energy efficiency, transport, agriculture, land use and forestry and provides financial services and advisory services to regulatory authorities for climate projects.

ZANACO plays a critical role at the national level in delivering financial services to grow businesses and economy in Zambia. It provides a broad range of financial products and banking services through various financial instruments to public sector, large corporates, financial institutions, small- and medium-sized enterprises, micro-businesses, retail businesses and individuals. Furthermore, it promotes sustainable development initiatives in pursuit of its corporate social responsibility objectives. It targets various local communities and groups to provide financial education and community engagement through its strategic partnerships around various areas, such as water and sanitation, agri-business and environment.

Together with GCF, ZANACO intends to work on projects including the Building Resilience and Adding to Agriculture Programme to promote a climate-resilient pathway through productivity increase and 
improved energy-efficient post-production management; Strengthening Climate Resilience, Adaptation and Mitigation in Production Systems and Livelihoods in Zambia; and Community-Based Forestry Conservation and Restoration in Zambia to build resilience of forest to maintain ecosystem integrity and reduce greenhouse gas emissions.